Speakers and Panellists

UKGCVA conference 2018 once again brings you a fantastic programme of speakers, panellists and content. We will be announcing more speakers and panellists as they come on board.

Find out more about our speakers and panellists on Twitter and LinkedIn. More info to follow. Follow #UKGCVA2018 for news and updates.

Day 1

Workshop 1: Legal / VAT

Andrew Johnson – CEO, NGC Group Europe

Siobhan Moore – Global Head of Cards & Payments, Locke Lord
Jim Wilkinson – Tax Partner, PwC
Quentin Bradshaw
Branch Head: VAT and Financial Services & Insurance Premium Tax, HM Treasury


Andrew Johnson CEO, NGC Group Europe
Andrew Johnson is CEO of National Gift Card Europe, a division of the US-based National Gift Card, which specialises in the sales, marketing and fulfilment of gift cards and e-vouchers.

Andrew was Director General of The UK Gift Card and Voucher Association from 2006 to 2015. As well as managing the Association he was spokesperson for the industry, working with the media and the UK government. In July, 2015 Andrew was honoured with the UKGCVA’s Lifetime Achievement Award and named to the organisation’s Hall of Fame by a vote of its members.

His greatest motivation is his two children and he is a big fan of Walt Disney who he considers to be one of the greatest business motivators ever.


Siobhan Moore Global Head of Cards & Payments, Locke Lord
Siobhan Moore is the head of Locke Lord’s Cards and Payments Team. She advises clients on niche payment solutions through the financial regulatory maze. Clients may be new ‎to the payment services sector, seek counsel on product or business developments or want to ensure ‎their contractual structures protect their business from the outset and as their business evolves. ‎Siobhan works with retailers, mobile phone operators, ‎financial institutions, e-money issuers, programme managers and resellers to bring their products to ‎market. She liaises with regulators, drafts and reviews B2B/B2C agreements, advises on product ‎structure and business strategy and runs workshops.


Jim Wilkinson Tax Partner, PwC
Jim is a Tax Partner at PwC specialising in VAT and Northern Leader of Indirect Tax, UK tax leader for retail and consumer. He has nearly 30 years’ VAT experience and leads PwC’s Retail & Consumer tax business where he has a wealth of experience in advising clients on VAT and tax matters. Jim has had an active role in the Treasury’s voucher industry working party aimed at harmonising the treatment of vouchers across the EU.

Quentin Bradshaw Branch Head: VAT and Financial Services & Insurance Premium Tax, HM Treasury
Quentin Bradshaw is Head of the branch of the HM Treasury VAT team responsible for the VAT policy on financial and insurance services and Insurance Premium Tax policy. The Branch has responsibility for the revised VAT rules for vouchers and Quentin was head of the UK delegation during negotiations on the amending EU Directive.

Quentin joined HM Customs & Excise in 1988 and worked in VAT control and VAT policy (mostly on partial exemption). In 1999 he joined the HM Customs International Team and was subsequently seconded to the VAT Unit at the EU Commission in Brussels for three years, where he was responsible for the Commission’s policy on VAT exemption and deduction, and the organisation of the VAT Committee. He moved to the Treasury in 2004.

Workshop 2: Fraud and Security
Lee D’Arcy, Director of Engagement, Cifas

Eoin White – UKGCVA Chair & Sales Director, Savvy
Mark Willis – CIO and SVP, Technology and Innovation, SVS
Jon Dixon – Head of Gifting, Sales & B2B, Argos

Lee Darcy 240x180 px

Lee D'Arcy Director of Engagement, Cifas
Lee has over 20 years’ experience in data, credit risk and fraud prevention. He is responsible to the growth strategy working to increase memberships, geographies and data sets that enhance fraud detection. Before Joining Cifas, Lee held previous positions at EY, Dun & Bradstreet and Lloyds Banking Group.

Cifas is a UK not-for-profit company, operating as a membership organisation working to protect businesses, charities, public bodies and individuals from financial crime. With more than 28 years of experience in fraud prevention and financial crime, Cifas brings together over 400 UK businesses and harnesses technology to share known fraud data providing the most comprehensive databases of confirmed fraud in the UK.

As well as data from its members it also collects and shares data from the Government, and other sources and files fraud cases with relevant law enforcement including the City of London Police (National Fraud Intelligence Bureau), the National Crime Agency and the Metropolitan Police Service.

Cifas facilitates fraud prevention professionals to access expert advice, fraud data, informative events and detailed training, and to network with colleagues across sectors. For consumers and vulnerable individuals, Cifas offers fraud prevention advice and identity protection.


Mark Willis CIO and SVP, Technology and Innovation, SVS
Mark Willis is the CIO and SVP of Technology and Innovation for Stored Value Solutions. He is responsible for the company’s product and technology roadmaps and is a leader in fraud prevention techniques and solutions.

Workshop 3: Service Provider

Eoin White – UKGCVA Chair & Sales Director, Savvy

Nick Cahn – Managing Director, CPI Card Group Europe
Ben Jones – Partner and Affiliate Director, Sodexo
Martin Cooper – Park Group
Malcolm Berg – Sales Director UK and Ireland, SVS


Eoin Whyte UKGCVA Chair and Sales Director, Savvy
Eoin is responsible for all customer acquisition and customer retention activities across Savvy’s direct sales and reseller channels. Savvy operate two secure cloud-based platforms, Connect Core and Connect Drive. Core is the processing engine powering over 400 gift card programmes in the UK and Europe, while Drive is the recently launched next generation B2B gift card procurement platform.


Nick Cahn Managing Director of CPI Card Group Europe
Nicholas Cahn has served as Managing Director of CPI Europe since 2008. From 2000 to 2008, Mr Cahn was Director of the Card Division for Oakhill plc and then Managing Director of PCC Services Ltd., before its acquisition in 2008 by CPI. Prior to this, he spent 15 years with Group Bull of France, serving as Director of International Sales in their smartcard division in Paris, Smartcard Business Unit Director in London, and Vice President of a joint venture with Dai Nippon Printing in Tokyo. Mr Cahn holds a business studies degree from Thames Valley University and is an alumnus of Bull’s Executive Advanced Management Course and the European Executive Training Program in Japan.



Ben Jones Partner and Affiliate Director, Sodexo
Ben Jones is the Partner and Affiliate Director with Sodexo. Ben joined Sodexo 6 years ago after 15 years sales and marketing experience within the FMGC sector and now concentrates on developing and building relationships within the B2B sector across Employee Benefits, Incentives & Recognition, Consumer Promotions and Loyalty as well as Government Services. Ben.Jones@sodexo.com



Martin Cooper Head of Sales, Love2shop Business Services, Park Group Plc
Martin Cooper is the Head of Sales for Love2shop Business Services, the b2b division of Park Group Plc. Martin joined Love2shop 11 years ago after a previous 14 years of sales, marketing and product management experience elsewhere in the R&R arena. His role now, with more than a little help from ‘The Team’, is to recruit, retain and network the heck out of a client base of over 30,000 business that use love2shop to engage both staff and customers. Love2shop Business Services provides the web-based platforms, reward choices, fulfilment, marketing services and general ‘nous’ to make their staff, customer or channel partner schemes a success. martin.cooper@love2shop.co.uk


Malcolm Berg Sales Director UK and Ireland, SVS
Malcolm has been the Sales Director for UK with SVS for over 2 years now, with the responsibility for New Client acquisition in the UK and ROI.  Previous to SVS, Malcolm has enjoyed a successful Senior Sales Leadership career, initially in Retail Financial Services with the likes of AVIVA and latterly in payments as the Director of Merchant Services with Ukash; before taking up his role at SVS.

Workshop 4: Retailer / Issuer

Thomas Lincoln, Head of Business, M&S and Gary Simpson, Senior Business Development Manager, Amazon

Jon Dixon – Head of Gifting, Sales & B2B, Argos
Martin Alden – Wyevale Garden Centres
Chris Pentland – Wickes


Tom Lincoln Head of Business, M&S
New to the Gift Card Industry having focused my early career in Supply Chain Management & Online Delivery Development. I now head up all things Gift Card & Business to Business for Marks and Spencer.


Gary Simpson Senior Business Development Manager, Amazon
I have been involved in the UK Gift Card industry for 20 years, holding senior business development and leadership positions in retail gift cards, loyalty and B2B teams at various companies including Dixons Retail, Argos, Barclaycard, Quidco and now in my current role with Amazon. I have been a member of the UKGVCA for most of that time and seen the industry develop from paper vouchers, into plastic cards and now very exciting digital propositions.


Martin Alden Head of Commercial Division, Wyevale Garden Centres
Martin is a gift card veteran, having launched Kingfisher, Signet, Wickes and Wyevale into the B2B industry. He currently heads up the Commercial Division of Wyevale Garden Centres, including new technology payment platforms, omnichannel development and gift card programme management across B2B, Retail & Online. He sits on the RBTE advisory panel and the EPA Project Retail Forum, as well as advising on retail EPoS development strategy for payments.

Day 2


Greg Williams 240x180

KEYNOTE – Greg Williams Editor-in-Chief, WIRED Magazine
Greg Williams is a leading authority on technology trends and the ways they impact business and society. As editor-in-chief of WIRED, Greg meets the innovators, thinkers, scientists, entrepreneurs and creatives who are changing the world and writes on a variety of subjects, including innovation, technology, business, creativity and ideas. A journalist and author of five novels, Greg formerly served as the executive editor of WIRED for seven years before taking the publication’s helm. Exclusively represented by Leading Authorities speakers bureau, he possesses a unique combination of storytelling expertise and an in-depth knowledge of the future of technology and entrepreneurship. This enables him to transform complex information into entertaining and accessible insights that prepare audiences for what’s coming next. Greg primarily speaks on what’s new and what’s next and how businesses and brands can best prepare themselves for what’s coming. He also has extensive experience as a conference facilitator and moderator.

He speaks on aspects such as the Internet of Things, smart phones as a remote control for life, wearables, hardware as the new software, robotics and artificial intelligence, the power shift from top-down to distributed models, e-commerce, data and why old business models don’t work.
Spending his days scanning the horizon for world-changing technologies, ideas and companies, Greg is constantly on the lookout for genuinely transformative trends. His dynamic presentation style enables his audiences not only to understand these shifts, but also inspires them to implement the changes they need to make in order to move their businesses and brands forward is a fast-changing landscape.

Greg has delivered keynote speeches at technology and corporate events throughout Europe and the Americas, at educational institutions such as the Strelka Institute in Moscow, the Institute of Practitioners in Advertising in London and Oxford University, and has given future trends presentations to numerous corporate clients in the energy, banking, retail, and fashion sectors. He also consults for several advertising agencies.

He has interviewed CEO-level business-people at both private and public events and has moderated panels with executives from FTSE 100 and Fortune 500 companies at high-profile conferences and private gatherings. Greg enjoys an international career – he has lived in both London and New York – and travels regularly in search of the people and ideas that are transforming our world. This year he has delivered keynotes, moderated panels and facilitated conferences in Europe, North America, Asia and the Middle East.

His essay on neuroeconomics was recently featured in the book Connecting Minds, Creating the Future. Greg is also the co-founder of the digital storytelling platform MyLondonStory, which is available as an iOS app. Greg’s success as a longform storyteller in novels and journalism means that he has a particular interest and expertise in the power and role of content as traditional media channels transform and new ones proliferate.


KEYNOTE – Prof. Neil Ashworth CEO, CollectPlus
Neil joined CollectPlus, the UK’s largest independent store based parcel network as CEO in early 2013. He has been at the forefront of digital developments in retail for over 15 years. Since joining the business, Neil has led the brand through a 204% growth in volumes, 129% growth in clients, and over 28% growth in network locations.

Neil subsequently took accountability for the Yodel brand, marketing and commercial functions in November 2017 through his appointment as Chief Commercial Officer. Yodel is an independent parcel carrier handling over 145 million parcels every year and has a relationship with 85 percent of the UK’s top retailers.

Before joining CollectPlus/Yodel, Neil worked as a business advisor to several blue-chip UK retailers and fulfilment businesses following a period at Tesco, where he was a member of the small team that created the Tesco Direct business and was a member of the tesco.com board. Prior to Tesco, Neil held senior positions at Woolworths, Hallmark Cards and CWS Ltd.

Neil is the immediate past Chairman of CILT(UK), a member of the Engineering & Logistics Staff Corps within the British military, and an Ambassador for Transaid.

He is a member of the Advisory Board at Warwick University Professional and Executive Programme faculty and on the Retail and Retail Marketing Masters Programmes at Cranfield University School of Management. He is a Visiting Fellow at Cranfield University, a Visiting Fellow at Warwick University (WMG) and is Professor of Operations Management and Information Systems at Nottingham University Business School.

Neil additionally holds the position of Independent Non-Executive Director at NISA Retail and is Chair of their Audit Committee.

He was recently named as the recipient of the Sir Robert Lawrence Award, a lifetime achievement recognition made by the CILT in recognition of pioneering and innovative contribution to digital retailing.


Dana Al Salem CEO, Fan Factory
Dana has been at the forefront of digital media since 1994 when she co-founded Clockwork, a Stockholm based multimedia and award winning agency that built the first interactive platforms online. In May 1996 Dana co-founded Yahoo! Europe, built the Yahoo! Europe production team and implemented the rollout of 40 online services for the European local territories. She managed European operations, developed cross platform diversified revenue streams and implemented the first premium D2C services.

Dana then moved into Television in 2002 and managed the launch, programming, rebranding, and scheduling alignment of Sky Italia, MBC, ITV, where she specialized in On Air audience retention. She was awarded the World Gold Promax award in 2005. In 2005 Dana founded LostRecords that managed, produced artists and global tours for artists such as Chris Stills, Paul Personne, Louis Bertignac, Youssou N’Dour and Mark Ford. Through consumer database focus, she was able to increase ticket and merchandising sales to exceed those of institutional players in the market.

Dana is now Founder &and CEO of FanFactory Ltd, a consumer lead generation and consumer intelligence tech agency. FanFactory assists various industry sectors, including media, sports, retail, property, restaurant franchises, luxury brands and government, to find future audiences, accelerate audience growth and focus on increased sales through higher audience engagement rates. FanFactory specialises in finding and converting online consumers into fans and fans into consumers. FanFactory was awarded the Tech 100 Insider award 2013 as top 100 tech companies in the UK.


Madeleine Babey Head of Retail Partnerships, Google Play
Madeleine joined Google Play in 2013 to take up the challenge of launching the Play Gift Card Programme across EMEA. Madeleine heads up the EMEA Retail Partnerships team whose mission is to enable consumers to pay for digital content with cash. Now live in 19 countries across EMEA, building innovative programmes to excite users and deepening retail partnerships is something Madeleine is passionate about to grow Google Play’s gift card programme further.

Madeleine has worked in the prepaid space over the last 10 years, holding various positions at iTunes and consulting for partners such as Facebook. Prior to this, her career has been retail focused working at John Lewis Partnership and T-Mobile.



John Butcher Corporate Manager Business Solutions, Decathlon
John has worked for DECATHLON for 17 years, starting in retail where he opened the company’s 6th store and Lakeside in 2005 as Store Manager.

In 2006 John took responsibility for UK level management of operations, before taking charge of Communications and Marketing in 2011.

Since 2015, John has been the UK Head of Corporate responsible for growing sales in corporate markets as well as developing the UK’s gift card programme, launching the online site and a new B2B Gift Card site.

In 2017, the UK division launched a new concept for selling Gift Cards which has proven to be hugely successful, allowing customers to share their love of sports with friends and family by choosing from one of 70 sports-themed designs. This has led to the UK being the fastest growing country worldwide in sales of Gift Cards and E-gift Cards for the key Christmas period. Many countries across the world are now rolling out this new concept thanks to its popularity and positive impact on the bottom line for the company.


Declan Byrne Group Business Development Director, One4all, Chair
I am a prepaid payments veteran of 20 years covering travel, mobile prepaid, gifting and rewards. I am Group Business Development Director for the One4all Group which is the brand owner of the leading consumer facing multi store gift card, the One4all Gift Card. I am also managing Director of our groups’ emoney issuance company GVS Prepaid Limited.



Rob Coulstock Director, Financial Services and Partnerships, InComm
Rob is the Director of Financial Services and Partnerships for InComm in EMEA, with over 20 years experience covering the whole breadth of the Gift Card industry.

During this time Rob has been involved in the Management of B2B and B2C Gift Voucher, Gift Card and eGift Card programs, sales and distribution. Rob has extensive experience in the provision of Gift Card related services to retailers, agencies and processors throughout Europe and was a leading voice on Digital developments and technologies back in 2011/2012 with Giftango (Now InComm Digital Solutions).

More recently Rob has been responsible for InComm’s open loop Visa and Mastercard products ‘Vanilla’ and supporting the ever-expanding emerging payments landscape.


Tony Craddock Director General, Emerging Payments Association
An enthusiastic business leader of the UK’s most influential trade association in payments, a lively public speaker and avid networker, Tony is passionate about payments.

He’s an evangelist for the difference emerging payments can make to lives everywhere. Whether writing blogs, chairing panel sessions at conferences, writing white papers or enrolling CEOs in his mission, Tony shares knowledge derived from over a decade in payments.

He is a director, investor and adviser to many payments companies. He also sits on the Bank of England’s RTGS Blueprint Advisory Body.

Tony conceived and launched the Emerging Payments Association (EPA) in 2012, where he is Director General. The EPA promotes the UK as global hub for payments innovation and the interests of the EPA’s 110+ members such as MasterCard, JCB, Vocalink, Amazon and Fiserv.


Nick Dargan – VP Client Development, First Data
Nick has over 25 years client management and sales experience in the Retail Payments and Financial Services sectors and has been with First Data since 2006. As VP Client Development, has responsibility for a portfolio of clients across UK/EMEA with a product mix of Credit, Debit, ATM and Gift Solutions.

Prior to joining First Data, Nick was 8 years at Creation Financial Services – Head of Client Development – overseeing some of the UK’s top performing retail storecard and loyalty programmes.

Various marketing based roles preceded this, including 11 years as Joint MD of a design agency specialising in retail marketing including storecards and POS finance.


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Helen Dickinson OBE - CEO, British Retail Consortium
Helen leads the team and sets the strategic direction of the BRC. She joined in January 2013 and has been working with retailers for over 25 years. She is also a judge of the Everywoman Retail Ambassadors Programme and was previously Chair of Working Chance, a charity helping women offenders find employment between 2012 and 2016. Helen was previously UK Head of Retail at KPMG, driving and developing the retail practice and leading relationships and audits for many clients. Helen was awarded the OBE in 2016 for Services to Retail.


Mark Essex Director of Policy, KPMG
Mark uses critical thinking, an analytical approach and a focus on the customer to come at questions from a different angle. He now applies these skills to understanding public policy and the opportunities it provides for business and government clients.

Since 2014, Mark has been thinking about Brexit and on March 1 he forecast the result for Leave with between 51% and 53% and now leads an intelligence and analysis team who are researching the impact of Vote Leave on our clients.

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Gareth Gillatt Co-founder and CEO, Reward Cloud
A successful entrepreneur who has made it his mission via Reward Cloud to redefine the gift card industry. A true pioneer of API-based real time open value transactions that has consequently become widely adopted throughout the industry. Now regarded as the market leader in digital and B2B; his approach and opinions are refreshing (albeit controversial at times) as the industry undergoes some fundamental shifts.


Tamira King – Retail and Marketing Lecturer
Tamira is an experienced retail and marketing lecturer and course director of MSc Retail Management and MSc Strategic Marketing, previously at Cranfield School of Management. Tamira has created postgraduate Retail Masters programs together with creating a retail advisory board. Tamira is specialist Senior Lecturer and researcher and author in the areas of retail management and consumer behaviour. Tamira has publications in consumer behaviour from academic journals to book chapters, a Harvard Business Review Blog, and articles on her research have featured in various magazine publications, from Cosmopolitan to The Economist. Tamira has been on the radio many times covering current retail stories.


Laurence Krieger COO, Tide
Laurence Krieger is the chief operating officer (COO) at Tide, the online current account for small and medium sized businesses. Krieger has more than 12 years of experience working in senior roles at fast-growing fintech start-ups. Prior to Tide, he was COO of Revolut, where he helped to rapidly scale the business from initial start-up to over 800,000 customers. He was previously founder and CEO of payment business Cobalt where he delivered high profitability and grew annual revenues to more than £100m. He launched one of the first prepaid cards into the UK with Moneysupermarket and has also held senior roles at Yahoo! UK and IE.


Jamie Mackenzie Director of Marketing, Sodexo Engage
Jamie Mackenzie, Director of Marketing, joined Sodexo Engage in November 2013. Over the last 15 years, Jamie has worked in senior roles within blue chip organisations to build his experience in both business and consumer marketing. At Sodexo Engage, Jamie leads the Marketing Department, with responsibility for strategy, product and service development, brand management, lead generation, digital marketing and client/consumer communications.


Paul Martin Head of Retail, KPMG
An experienced international business professional with over 15 years’ experience in advisory, research and analytics focussed on the retail and consumer goods sectors. Paul was previously the Group Managing Director at Planet Retail. He has also worked in the retail sector for T-Mobile Stores in Germany in Merchandising & Store Operations.

Paul co-chairs the KPMG / Ipsos UK Retail Think Tank as well as the European Retail Think Tank Next Generation Retail. He teaches retail best practice for GS1 the global retail standards organisation and is a regular event speaker and press commentator on the sector.

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Tim Mason CEO, Eagle Eye
Tim has been CEO of Eagle Eye since September 2016, joining as Chairman in January 2016. He has over 30 years’ experience within the grocery and retail industries, with a strong background in strategic marketing and customer loyalty.

Previously Tim was a managing director at Sun Capital Partners and Chairman of Bonmarché Holdings plc from 2013 to 2015. Prior to that he was Deputy CEO at Tesco from January 2010 to December 2012. He held a number of other roles within the Tesco Group between 1982 and 2012 including CMO for Tesco and CEO of Fresh & Easy LLC.

Tim spearheaded Tesco’s bid to crack America, and was responsible for the expansion and operations of 150 stores US wide. Throughout his career at Tesco, he was renowned for being in touch with the customer, and instrumental in the creation of some of Tesco’s most successful marketing initiatives (Clubcard, Express, Personal Finance and Tesco.com).

He is also currently Chairman of Starcount and a Director of Its Fresh Ltd and Purple.


Claire Morris MD, Prezzee
Claire Morris is the co-founder and MD of Prezzee, Australia’s largest marketplace for digital GIft Cards. Prezzee is the No.1 eGift Card Application in Australia allowing consumers to buy, send, store and redeem digital Gift Cards all from their mobile device. Designed to solve the pain points of sending Gift Cards in bulk, Prezzee now services the B2B market with Prezzee Business, a self service platform designed to send 1000’s of Gift Cards in a few simple clicks.

With consumer and business facing platforms, Prezzee is revolutionising the Gift Card market. Prezzee recently won Start-Up of the Year and Best Consumer Product at the NSW iAwards before taking out the National Australian iAward for Mobile Innovation.

Claire has a background in Art Direction and Design, she designed lines for Neiman Marcus, Nordstrom and John Lewis taking her previous Australian business to international success. Former Art Director of Marie Claire, Claire has received multiple design awards and is passionate about sustainability and she is pleased Prezzee can help reduce the usage of traditional plastic Gift Cards.



Kitty Newman Director, Trapeze Media
With 10 years experience working in Online Marketing across all sectors and on award-winning campaigns Kitty founded Trapeze Media to concentrate on social media marketing. Since 2016 Trapeze Media has worked with brands such as UKGCVA to launch their #GiftBetter campaign, Radisson Hotels, HIX Restaurants and Searcy’s to drive traffic, sales and engagement through social.

When she’s not online Kitty is flying high on a trapeze dreaming of being in the circus, or dressed as a bumble bee spreading the importance of nature and conservation to children.

Jenny Parris SVP Global Marketing, European Sales & Service, SVS
Entrepreneurial Sales and Marketing leader with more than 10 years’ experience managing sales, marketing, go-to-market strategy, customer and prospect growth, and strategic partnerships. Jenny excels in managing teams to achieve strong, revenue generating results while managing multiple complex projects concurrently.

Dave Rowley Future Payments team, Barclaycard
Dave Rowley is part of the Barclaycard Future Payments team, whose objective is to drive innovation to accelerate Barclaycard’s strategy. Dave brings insights into how the broader payment trends are being embraced by the large UK banks. Before Barclaycard Dave worked for BT, launching new products such as BT Sport and BT Mobile.

Julian Sawyer CEO, Starling Bank
As Chief Operating Officer, Julian oversees business operations, including payment systems, card operations, customer service, human resources and supplier relationships. Julian also runs Starling Payment Services, a division offering Sponsorship to Faster Payments and SEPA.  Julian is also a Board Members at Faster Payments. Julian worked as a management consultant at Andersen Consulting (now Accenture) and EY, specialising in large-scale transformation in the cards and payments industry.

He set up his own financial services consultancy, Bluerock, which he ran for thirteen years before selling it in 2012. After many years as a consultant, joining Starling gave Julian the opportunity to put all his learnings into practice, to build a bank with an amazing team of true professionals. He enjoys working at a fintech business since he loves delivering things, making things happen and moving things forward at pace.

Mark Scanlon CEO, The Personal Group
Appointed Group Chief Executive at Personal Group in December 2011, Mark has spent most of his career in growing businesses particularly in the technology space. Having gained a degree in electronics from the University of Limerick in 1990, he spent time working with companies such as Schlumberger, Viasystems, BAE Systems, Dyson, where he established and then led their Commercial Division, and more recently FMG Support where he was Chief Executive of this outsourced service provider to the Fleet Industry. In his four year tenure at FMG Support, the business grew by more than 100% and featured in both the Times Top 100 places to work and the Times Track 100 Buyout listings.

Karl Vogeler Commercial Manager, B2B Tesco
A Tesco stalwart, Karl has been with the UK retailer for 22 years and over that time has held many managerial positions both in Retail, Head Office and Tesco Bank. He joined the Gift Card team in 2013, heading up Tesco B2B for the UK and Ireland. During his time Karl has overseen the launch of the Tesco digital gift card, the first UK supermarket to do so, as well as establishing the brand within the UK and Ireland B2B markets. In his spare time, Karl enjoys playing golf, cooking and spending time with family and friends.